Chapter 7 — Straight bankruptcy; debtor gives up non-exempt property and debts are discharged.

Chapter 11 — Business reorganization; protection from creditors while business devises a plan of reorganization. Income/expense reports must be filed monthly.

Chapter 13 — Plan is devised by individual to pay a percentage of debts based on ability to pay. All disposable income must be used to pay.


Chapter 7

Robert Thomas and Lisa Dawn Bernhardt, 7609 Birch Bay Drive #106, Blaine. Filed Jan. 24.

Hipolito and Ruth Marie Salas, 1213 Whatcom St., #125, Bellingham. Filed Feb. 5.

Geraldine and James Wilkinson, P.O. Box 295, Everson. Filed Feb.4.

Margaret Joyce and William Marion Sellers, 76 Sudden Valley Drive, Bellingham. Filed Feb. 4.

Deborah Lynn Charlston, 2640 Mackenzie Road, Bellingham. Filed Jan. 31.

Frazier William Hardin III, 6183 Siper Road, Everson. Filed Jan. 31.

Darrel James and Lori Ruth Dillon, 8141 Comox Road, Blaine. Filed Feb. 12.

Susan Jean Henderson, 1002 11th St. #4, Bellingham. Filed Feb. 12.

Curtis David House, P.O. Box 5205, Bellingham. Filed Feb. 7.

Doris May and Norman Olaf Robertson, 5965 Vista Drive Box 104, Ferndale. Filed Feb. 7.

Stacie Marie Torres, P.O. Box 2331, Ferndale. Filed Feb. 1.

Randal William Gabel, 2700 Elm St., Bellingham. Filed Jan. 29.

Beatrice and Alfred Emmerson Rusch, 2915 Cottonwood Ave., Bellingham. Filed Jan. 25.

Paul R and Cheyla Petravich, 3444 Cottonwood Place, Bellingham. Filed Feb. 14.

Pavel Vasilyevich Orekhov and Tatyana George Bespalova, 922 Orchid Place #201, Bellingham. Filed Feb. 20.

Kevin Christopher Harmon, 1480 A Britton Court, Bellingham. Filed Feb. 19.


Chapter 13

Larry Leroy and Suzanne S. Brown, 362 E. Wiser Lake Road, Lynden. Filed Jan. 24.

Ruth M. and Ronald A. Gahlbeck, 1515 32nd St., Bellingham. Filed Jan. 31.

Timothy James Hall, 2350 Douglas Road, Trlr #26, Ferndale. File Feb. 6.

Melanie Rose Stelmach, 8361 Seawan Place, Blaine. Filed Feb. 1.

Robert Wightman and Linda Dale Houston, 1161 W. Axton Road, Ferndale. Filed Feb. 1.

Clyde Russell Harris Jr., P.O. Box 31653, Bellingham. Filed Feb. 8.

Pamela Gayle and Norman Arthur Komac, 4672 Birch Bay Lynden Road, Blaine. Filed Feb. 14.

ConnieLee Ahart, P.O. Box 5885, Bellingham. Filed Feb. 19.

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