Chapter 7 — Straight bankruptcy; debtor gives up non-exempt property and debts are discharged.
Chapter 11 — Business reorganization; protection from creditors while business devises a plan of reorganization. Income/expense reports must be filed monthly.
Chapter 13 — Plan is devised by individual to pay a percentage of debts based on ability to pay. All disposable income must be used to pay.
Chapter 7
Nora Morales, 407 Shuksan Way, Everson. Filed Sept. 29.
Jackie Arden Hendee and Ruth Carol Hendee, P.O. Box 559, Sumas. Filed Sept. 29.
Dominique Joseph Maffei, 616 20th St., Bellingham. Filed Oct. 1.
Nancy Vanessa Payne and Kenneth Lyle Payne, 9 Wisteria Lane, Bellingham. Filed Oct. 2.
Ennis Johnson, 615 Virginia St., Bellingham. Filed Oct .2.
Susan Dina Gordon, 594 Sudden Valley, Bellingham. Filed Oct. 3.
Jonathan Grant Wolff, 3868 Primrose Lane #303, Bellingham. Filed Oct. 3.
Ty Van Nguyen, 1711 E. Illinois St., Bellingham. Filed Oct. 8.
Daniel William Kowals, 2416 Dean Ave., Bellingham. Filed Oct. 9.
Keith Anthony Hendrickson and Sheri Lisalyn Hendrickson, 4515 Lakeway Dr., Bellingham. Filed Oct. 9.
Erin Marie Arps, 5770 Legoe Ave. #202, Ferndale. Filed Oct. 6.
Gayle Ellen James, 2973 Smokehouse Rd. Apt. C-1, Bellingham. Filed Oct. 6.
Carolina Areliz-Navarro, 514 Chuckanut Drive, Bellingham. Filed Oct. 13.
Edward Shawn Kabela, 3285 Robertson Rd., Bellingham. Filed Oct. 13.
Eric Travis Radder, 1630 H St. #3, Bellingham. Filed Oct. 14.
Thomas Lee Beckley, P.O. Box 691, Bellingham. Filed Oct. 15.
Karen Sue Moore, P.O. Box 5021, Bellingham. Filed Oct. 15.
Kathryn Elizabeth Tschoepe and Kent Carl Tschoepe, 3015 Mossop Dr., Bellingham. Filed Oct. 20.
Chapter 13
Susan Marie Hoffman and Steve Allan Hoffman, 3718 Vining St., Bellingham. Filed Oct. 3.
Daniel J. Frueh and Barbara J. Frueh, 71 Flair Valley Dr., Maple Falls. Filed Oct. 6.
Jeffrey Kennerth Rianda, 4683 Aldrich Rd., Bellingham. Filed Oct. 10.
Patrick Scott Kalles and Angela Mae Kalles, 1591 Frontier Valley Lane, Maple Falls. Filed Oct. 13.
Rebecca Lynn Buttone and Bernard Albert Buttone, 2633 Glenmore St., Ferndale. Filed Oct. 14.
Melody Annette Cline, 6067 Meadow Crescent St., Ferndale. Filed Oct. 20.
