The Bellingham Business Journal
Chapter 7 — Straight bankruptcy; debtor gives up non-exempt property and debts are discharged.
Chapter 11 — Business reorganization; protection from creditors while business devises a plan of reorganization. Income/expense reports must be filed monthly.
Chapter 13 — Plan is devised by individual to pay a percentage of debts based on ability to pay. All disposable income must be used to pay.
Chapter 7
Shawn M. Shook, 817 Aaron Drive #105, Lynden. Filed Nov. 22.
Jody A. and Brent L. Biermann, 1401 Marietta Ave., Bellingham. Filed Nov. 22.
Scott G. Osmun, 6023 Sunshine Drive, Ferndale. Filed Nov. 22.
Phillip M. and Sheila M. Braam, 2849 W. Maplewood Ave. B10, Bellingham. Filed Nov. 22.
Andria K. Bensuaski, 2417 Grant St., Bellingham. Filed Nov. 23.
Rebecca L. and Arthur W. Pimentel, P.O. Box 372, Everson. Filed Nov. 23.
Santiago J. Flores, 1908 20th St. D6, Bellingham. Filed Nov. 26.
Rose M. Daggett, 8266 Cowichan Road, Blaine. Filed Nov. 29.
Julie M. West, 2812 Cottonwood Ave. #3, Bellingham. Filed Nov. 29.
Craig N. and Jennifer M. Wood, 2800 E. Smith Road, Bellingham. Filed Nov. 29.
Jennifer L. and Jeremiah J. Johnny, P.O. Box 685, Deming. Filed Nov. 30.
Zoe casanova, 3730 Canterbury Lane #58, Bellingham. Filed Nov. 30.
Lorraine D. Wingfield, 1487 Britton Court Unit B, Bellingham. Filed Dec. 1.
Shirleen A. Renfrow, 8084 Skeena Way, Blaine. Filed Dec. 6.
Richard C. Vogel, 1232 Mitchell Ave., Blaine. Filed Dec. 7.
Maria B. and Camilo C. Paez, 457 10th St., Blaine. Filed Dec. 8.
Cheryl M. and Faatui T. Laolagi, 2370 Burk Road, Blaine. Filed Dec. 8.
Emily A. Chartier, 3019 Elm St., Bellingham. Filed Dec. 8.
Heather M. Menehan, 550 Old Highway 99 North, Bellingham. Filed Dec. 9.
Vladislav A. and Zhanna M. Kim, 6457 Portal Manor Drive., Ferndale. Filed Dec. 9.
Vicky A. Wynne, 3446 W. McLeod Road, Bellingham. Filed Dec. 10.
Man Wa V. and Richard B. Kessler, 5975 Lake Terrell Road, Ferndale. Filed Dec. 10.
Daivd L. Arseneau, 8657 Harbor Drive, Blaine. Filed Dec. 10.
Melissa K. Johnson, 2723 Franklin St., Bellingham. Filed Dec. 13.
Chapter 13
Kevin E. Downs, 1727 Sappphire Trail, Bellingham. Filed Nov. 30.
Jeffery L. and Amie M. Hickey, 128 E. Wiser Lake Road, Lynden. Filed Dec. 1.
Jerry G. Beamer, 1608 Mill Ave., Bellingham. Filed Dec. 1.
Kenneth J. Oswald, 2925 W. Maplewood Ave., Bellingham. Filed Dec. 3.
Katie C. Ofshe, 121 W. Magnolia St., Bellingham. Filed Dec. 9.
Karen L. Conrad, 2506 Fir St., Bellingham. filed Dec. 13.