Foreclosure rates in Bellingham decreased in June 2012 from the same period one year ago, according to data from CoreLogic, a California-based financial research firm.

The numbers echo a similar increase CoreLogic reported for the Bellingham area in March 2012.

The rate of local foreclosures among outstanding mortgage loans was 1.42 percent in June, a decrease of 0.26 percentage points compared to June 2011, when the rate was 1.68 percent.

Foreclosure activity in Bellingham in June 2012 was lower than the national foreclosure rate of 3.27 percent. It was also lower than the statewide Washington rate of 2.06 percent.

However, Bellingham’s mortgage delinquency rate increased in June.

According to CoreLogic, in June 2012, 4.35 percent of mortgage loans were 90 days or more delinquent compared to 4.32 percent for the same period last year, representing an increase of 0.03 percentage points.