Foreclosure rates in Bellingham decreased for the month of July over the same period last year, according to data from CoreLogic.

The rate of Bellingham-area foreclosures among outstanding mortgage loans was 1.28 percent in July 2013, a decrease of 0.22 percentage points compared to July 2012 when the rate was 1.50 percent.

Foreclosure activity in Bellingham was lower than the national foreclosure rate, which was 2.43 percent for July 2013. The foreclosure rate in Washington state in July 2013 was 2.01 percent.

Also in Bellingham, the mortgage delinquency rate decreased. According to CoreLogic data for July 2013, 3.51 percent of mortgage loans were 90 days or more delinquent compared to 4.37 percent for the same period last year, representing a decrease of 0.86 percentage points.